Terms Of Service: Terms of Service
Welcome to Inverrary Health & Tax Consulting (“Company,” “we,” “our,” or “us”). By accessing our website, using our services, or opting into SMS communications, you agree to the following Terms of Service.
1. Services Provided
Inverrary Health & Tax Consulting provides:
Health insurance enrollment and consulting services
Medicare plan assistance
Marketplace insurance guidance
Tax preparation and consulting services
Financial and insurance-related advisory services
All services are provided in accordance with applicable federal and state regulations.
2. Use of Website
By using our website, you agree:
To provide accurate and truthful information
Not to misuse, disrupt, or attempt to gain unauthorized access to our systems
Not to use the website for unlawful purposes
We reserve the right to refuse service if misuse is detected.
3. SMS Messaging Terms
If you opt in to receive SMS messages from Inverrary Health & Tax Consulting:
You may receive messages regarding appointments, policy updates, enrollment reminders, tax preparation updates, and promotional offers.
Message frequency varies.
Message and data rates may apply.
You may opt out at any time by replying “STOP.”
You may request assistance by replying “HELP.”
Consent to receive SMS messages is not a condition of purchase.
Your mobile information will not be sold or shared with third parties for marketing purposes.
4. Appointment & Service Communications
By providing your contact information, you consent to receive:
Phone calls
Emails
Text messages
Related to your services, appointments, and policy or tax matters.
5. Payments & Refunds
All fees for tax preparation or consulting services will be disclosed prior to service completion. Refund policies, if applicable, will be communicated in writing before engagement.
Insurance premiums are determined by the carrier and are subject to carrier terms and federal/state regulations.
6. No Guarantee of Specific Outcomes
We strive to provide accurate guidance and professional service; however:
We do not guarantee specific tax refund amounts.
We do not guarantee insurance approval or specific plan eligibility.
Coverage decisions are determined by insurance carriers.
7. Limitation of Liability
To the fullest extent permitted by law, Inverrary Health & Tax Consulting shall not be liable for:
Indirect or consequential damages
Carrier decisions regarding insurance coverage
IRS determinations regarding tax filings
Our total liability shall not exceed the amount paid for services rendered.
8. Data Privacy
Your personal information is handled in accordance with our Privacy Policy.
Please review it here:
www.inverraryhealth.com/privacy-policy
9. Third-Party Services
We may utilize third-party platforms for:
Insurance enrollment systems
Tax processing software
SMS communications
Appointment scheduling
We are not responsible for service interruptions caused by third-party providers.
10. Modifications to Terms
We reserve the right to update these Terms at any time. Updates will be posted on this page with a revised effective date.
11. Governing Law
These Terms shall be governed by the laws of the State of Florida.
12. Contact Information
If you have questions regarding these Terms, contact:
Inverrary Health & Tax Consulting
786-538-5188